1-833-56EMCAP contact@emcaplending.com

Who Borrows

EMCAP is a private, ‘hard money’ lender specializing in short-term, first mortgage loans for all types of real estate in New England. We lend on non-owner occupied investment properties as solution to investors that require speed and execution not found in traditional lending. Here are some highlights:

WHO borrows?

  • Home Builders
  • House Flippers
  • Real Estate Investors
  • Development Companies
  • Commercial Property owners

Loan Types

  • Fix & Flips / Fix & Holds
  • New Construction
  • Condo Conversions
  • Commercial Bridge
  • SFR, Multi & Commercial


  • Stated Income / Stated Asset
  • Fast Approval Process
  • No Appraisal on SFR and Multi-Family
  • Close in 7 to 10 days
  • Fund 100% of construction/renovation

Traditional lenders simply can’t compete with our proven ability to underwrite loans and close quickly. Our principals have been in real estate development and lending for over 30 years. We know real estate and believe in helping borrowers create value to maximize upside. Contact EMCAP today to customize the right loan for you.