Emeral Capital
New England's Premier Private Real Estate Lender

Key Personnel

Gregory D. Vickowski - Chief Financial Officer, Principal


Gregory D. Vickowski is the Chief Financial Officer of Procaccianti Companies and its affiliates, and senior member of the Company’s Investment & Loan Committees. Working side by side with two generations of leadership for nearly three decades, Mr. Vickowski has been integral in driving the Company’s unprecedented growth and evolution of the Firm’s vertically integrated platform which has propelled the organization among the top echelon of U.S.-based real estate investment and services firms.

Mr. Vickowski has personally been involved with approximately $1.5 billion in equity investments, $3 billion in debt financings and approximately $4 billion in total real estate and hotel transactions. As CFO, Mr. Vickowski oversees all aspects of the Firm’s investment strategy and asset management of the Company’s national real estate portfolio while supervising all functional areas of accounting, tax management, information technology, and management of the Company’s multiple investment funds.

Mr. Vickowski has developed tenured relationships with the top pension, private equity, endowment, High Net Worth and family office investors in the world as well as leading hotel brands like Marriott, Hilton and Hyatt, and premier lenders like JP Morgan, Bank of America and Deutsche Bank. Additionally, Mr. Vickowski has orchestrated numerous transactions with premier investment partners including LoneStar Funds, Rockbridge, BlueDog Capital, InvestCorp, and CalPERS – the largest employee pension fund in the United States.

Under his leadership, the Firm has established an extensive network of financial, brand, broker, and investment partners that enable the organization, and its multiple operating affiliates, to execute a business strategy that has continuously delivered above-market, risk-adjusted returns.

Mr. Vickowski earned a Bachelor’s Degree from the University of Massachusetts-Dartmouth in Business Administration, a Master’s Degree from the University of Rhode Island in Business with course concentrations in Finance and MIS and earned a Master’s Degree in Taxation from Bryant University. Currently, he is a member of the Pension Real Estate Association and the Hotel Asset Management Association.

Mr. Vickowski is recognized nationally as a subject matter expert with regular editorial contributions to industry publications including Hotel Business Magazine and Hotel Management Magazine, and is a sought-after guest speaker with recent engagements including the Great Boston Real Estate Finance Association and the Boston University Distinguished Speaker Series. Mr. Vickowski is a past recipient of the ‘CFO of the Year’ by Providence Business News.


Michael Chadwick, Vice President - Real Estate & Lending


Michael Chadwick is responsible for directing the day to day operations of EMCAP as well as TPG Residential and TPG Brokerage. Since the Company's inception, Mr. Chadwick has originated over $30 million in loans and built out an organization that is capable of closing and servicing construction loans in 3 states. Mr. Chadwick has also overseen the acquisition, renovation and property management of over 100 homes throughout New England. Mr. Chadwick has also served in other capacities in his 10 years with TPG. Entering the company as Director of Capital Markets, he worked closely with the CFO in handling the company's $1.7 billion debt portfolio. In addition, Mr. Chadwick was responsible for the acquisition of 400 apartment units and the development of a Rhode Island coastal subdivision.

Prior to joining Procaccianti Companies in 2007, Mr. Chadwick was Vice President of TriSail Capital Corporation (a wholly owned subsidiary of Bank of America) where he was responsible for underwriting, closing, and asset management of highly structured mezzanine and participating debt transactions across all real estate property types nationwide. During his time at TriSail, Mr. Chadwick worked closely with originators to structure more than $2 billion in real estate loans. In addition, Mr. Chadwick was responsible for developing portfolio management strategies as well as investor reporting tools for TriSail’s investor funds. Prior to joining TriSail, Mr. Chadwick spent three years as an underwriter with Berkshire Mortgage Finance where he underwrote and closed more than $200 million in first mortgage multifamily loans under Fannie Mae and Freddie Mac’s lending programs. He can be reached directly by phone at 401-261-0922 or by e-mail at mchadwick@emcaplending.com  

Bryan Joyce / Senior Commercial Loan Officer


Bryan Joyce joins EMCAP with over 15 years of experience in real estate, institutional investing and lending. Throughout his career he has worked with real estate operators, developers and investors across the country, consulting on and financing commercial real estate projects. Before joining EMCAP, Mr. Joyce was in a similar role with Grand Coast Capital, providing renovation and commercial bridge loans nationwide. Prior to Grand Coast, he served as Director of Lending & Business Development for a New England based private commercial lender where he established the lending platform and led origination, sales, and marketing initiatives. Mr. Joyce began his career in institutional investment research and portfolio management working with community foundations, pension plans, and university endowments on capital allocation strategies. Mr. Joyce graduated from the University of Maine at Farmington in 1999 with a major in Business Management and Economics.

Mr. Joyce will be responsible for the expansion and oversight of a portfolio of private real estate loans. In conjunction with his hiring, EMCAP is also pleased to announce the opening of a new office location in Portsmouth, NH.  Mr. Joyce is based in the Greater Boston area, with an office located in Portsmouth, NH. He can be reached directly by phone at 1-207-752-0107 or by email at: bjoyce@emcaplending.com

Jim Canavan, Originator / Portfolio Manager


James E. Canavan brings nearly three decades of institutional banking industry experience to EMCAP. Most recently he served as a Senior Review Appraiser at Berkshire Bank after holding the position of Managing Partner at Stone Castle Mortgage Company. Throughout his extensive career, Mr. Canavan also held positions with Bank of New England, Butler Bank, Bank of America Mortgage, Bank of New Hampshire, Federal Deposit Insurance Corp (FDIC) and Bank of Boston. Mr. Canavan is based in the Greater Boston area where he can be reached by phone at 603-770-1651 or by email at: jcanavan@emcaplending.com.

Pauline L Sionni, Controller

Ms. Sionni is responsible for the administration of all accounting and information processing of lending activities for EMCAP.

Prior to joining Procaccianti Companies in 2004, Pauline worked as a Controller for the Village Retirement Communities., which owned and operated ten retirement communities in Rhode Island and Massachusetts. Ms. Sionni also worked in the Commercial Truck industry as a Financial Business Manager arranging financing for Rhode Island Companies, State of Rhode and several Town Municipalities.

Pauline earned her Bachelors of Science degree in Accounting for Johnson and Wales University.



Donna Masiello, Portfolio Manager / Closer Specialist


Ms. Masiello is responsible for processing, managing and organizing all of EMCAP's loans.

Additionally, Donna oversees daily bookkeeping and tracking of all loans from closing date through to loan maturity. Prior to joining EMCAP, Ms. Masiello worked as a Paralegal for a Massachusetts Real Estate Law Firm for more than a decade and is experienced in all aspects of real estate closings and servicing.

Ms. Masiello received her Bachelor’s Degree from Rhode Island College.


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